Looking for a Home Loan or Home Loan Questions in Texas?
You’ve come to the right place!
You have questions, we have answers. What is my max approval amount? What is my break-even point on various 30 year fixed options? What is the difference between a pre-approval and a final approval? Can I qualify for my new home before selling my current home? How can I finance 95% on one loan without mortgage insurance?
We offer these answers and more within our first personalized meeting, either over the phone or in person. We Offer $0 Application Fee, and you can generally receive a pre-approval within 10 minutes after application. With so many lenders to choose from in the greater Austin area, and nationally, you need to choose one you can trust to find the mortgage loan that’s best for you. That’s where our experience counts, with decades of combined experience.
Our Home Purchase Specialties:
- $0 Application Fee, $0 Up Front Fees
- Personalized Local Service, with pre-approval letters in 10 minutes
- Although specialists for lowest rates with high credit, we lend down to 640 credit scores
- Condo Lending, even on non Fannie Mae approved projects. We were the Preferred Lender on Condo Projects in Austin including the Shore Condominiums, Deaton Hill Condominiums, and have assisted with FNMA approvals and lending on 360 Condos, numerous Enfield Road and East Side Condos to name a few.
- 95% No Mortgage Insurance Loans, with 720 credit
- Jumbo Lending up to $5 million
- Standard Closing within 2-3 weeks
- Conventional, FHA, 80/15/5, 90/10, 80/10/10 and Jumbo lending
- Over $120 million in loans closed
- We truly are “Your Friends in the Mortgage Business”
The main reason our clients call us? Because we know Austin and the surrounding areas of Travis, Williamson, Lee, Bastrop, Caldwell, Hays, Blanco, and Burnett counties. We know the local REALTORS®, appraisers, inspectors, insurance agent and the other resources to make this a stress free process for you. We also have state-of-the-art technology that makes the loan process as easy and fast as possible, all while delivering personal customer service that can’t be beat. Don’t gamble your family’s largest investment with a big name lender that passes you off to numbers of their associates. Our small size allows you the personalized service for your loan officer to be your primary point of contact through the entire process.
We Serve Every County in Texas, But Only Texas
Did You Know
- $0 Application Fee and $0 closing Cost Options
- Pre-Approvals in 10 minutes over the phone
- Home Mortgage Cash Out / Equity Loans up to 80% of Home Value
- Jumbo Loans up to 90% of Value
- FHA Lending with as low as 640 Credit Score
- All Loan Officers are NMLS licensed and located in Austin
- Purchase Loans in 14 Days
- Our Average Lender can close your Loan in 21 Days
- We can search up to 34 local and national lenders within in just a few minutes
- We can meet you locally at our office conveniently located in Downtown Austin
- Cash out Rates are very similar if not identical to a rate / term refinance